Then we went to work. I focused our session on finding specific behaviors their customers could do in order to create an emergency fund, and these are a few of the ones we came up with.
- Call your cable company and scale back your service to the lowest levelÂ
- Empty your pocket change into an emergency-fund jar every eveningÂ
- Announce a garage sale, then put all the revenue into an emergency fundÂ
In the end, we came up with more than thirty different specific behaviors. Some were better than others, but all of those behaviors had a shot at helping the bankâs customers take concrete steps toward reaching the savings outcome.