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The morning after my husband asked me that question, I had a sort of epiphany. I realized that I already had enough money to take a risk. What was holding me back was not financial security; it was plain fear that I might not be good at what I thought I’d be happy doing. I concluded that I might as well change now because I was dying to do something else and it would not get any easier with time. The next day—a year and a half ago—I quit.